Fee-Only Planning provides books and self-study courses for the individual in the UK and Europe (home).
This book accompanies the first of our three briefs. The cost of the book
also covers marking the quiz questions.
This book will give you confidence. Second it will make your money grow faster. Third, it will reduce the fees and commissions you pay to your advisers.
Rob Noble-Warren won the first Financial Planner of the Year competition in the UK, is one of three people to be qualified in financial planning at the CFP™ level in both the USA and the UK, and he is also a Chartered Tax Advisor with the Institute of Taxation in the UK.
Writing for the consumer magazine 'Bloomberg Money', and with a tax column in 'Real Adviser', Rob has provided a consistently high standard of work, combining writing skills with in-depth experience. Other financial planners have called him a 'purist' (and he still doesn't know what that means) and say that he is '10 years ahead of his time'.
Exit chargesHere's a worksheet to explore exit charges of traditional savings and pensions:- You can avoid these charges by not buying these contracts, which include include older-style 'MIP's, endowments, whole life contracts, friendly society plans, and assurances. There are annual charges, too, which you can also reduce. * Figures taken from the published persistency tables and the OFT Report "Surrender Values of Insurance Policies' |
For examples of financial products with less annual charges, search the articles for 'wrap account'.
Applications to use the fee-only approved logo can be made by emailing our office.